BEST OFFERS
Employed Resident 3.98% | Self Employed Resident 4.35%
EIBOR RATES TODAY
On |
4.894200
One Week |
5.325400
One Month |
5.409950
Three Months |
5.209250
Six Months |
5.201430
TWELVE MONTHS |
4.951860
BEST OFFERS
Employed Resident 3.98% | Self Employed Resident 4.35%
EIBOR RATES TODAY
On |
4.894200
One Week |
5.325400
One Month |
5.409950
Three Months |
5.209250
Six Months |
5.201430
TWELVE MONTHS |
4.951860
what makes us what we are
ABOUT FCMB

Our Story

Zamran Zaharan is the founder & senior mortgage advisor at FCMB. Throughout his professional career, Zamran has been in all roles imaginable in the real estate and mortgage sectors. For more than a decade he worked as a mortgage advisor, during this tenor he realized that most customer interests are not perfectly met by conventional brokerages and financial institutions in the UAE. A lot of mortgage seekers are overwhelmed by the task of buying property and simply settle for sub-optimal offers. Furthermore, it was also evident to him that a lot of customers get rejected due to the lack of knowledge in the documentation process of obtaining a mortgage. Zamran eyed a business opportunity to fill the market gap that existed. He stepped out on his own with the idea of creating the most customer-centric mortgage advisory that clients could trust completely to get the job done.

He initially won the hearts of his colleagues with his new business venture, and on the back of his extended industry network he establish First Choice Mortgage Broker. Zamran’s brainchild has grown in momentum and blossomed into a dedicated team that produces mortgage solutions for a wide spectrum of clients that span the globe. Since the inception of FCMB the company has grown in stature providing unrivaled support to clients through personal advice and continuous technological developments through www.fcmb.ae.

FCMB stands on the pillars of KNOWLEDGE, TRUST, and LOYALTY. Based on these organizational tenants; FCMB strives to earn the respect of each and every client, further business growth through referrals, and establish FCMB as the most trusted financial advisor in the UAE.

Our mission is to become the premier go-to local mortgage advisor in the UAE.

Winning Our Clients Trust

By fostering trust, loyalty and knowledge we have won the unassailable trust of our clients. Our clients trust us to execute mortgage transactions, provide and carry out innovative financial solutions on their behalf.

Professionals of the FCMB team has gained invaluable experience over the years advising on some of the toughest mortgage transactions in the UAE and as a team we are confident in providing mortgage solutions for even complex financing scenarios.

With our commitment to 24/7, 365 days a year client first service we have created a business that thrives on knowledge, trust and loyalty.

our commitment

Our Team

zamran zaharan

ZAMRAN ZAHARAN

FOUNDER AND SENIOR MORTGAGE BROKER

Callzamran@fcmb.aeWhatsappFCMB on LinkedIn

Zamran graduated from Carey College Colombo Sri Lanka and immediately moved into a career in banking and finance. He began working at AMEX in 2006 and then progressed to HSBC. With bigger and better things in mind Zamran moved to the UAE in 2008 accepting a position at Vakson Real Estate, spring boarding on this appointment he advanced to working at Emirates NDB and then established himself as a trustworthy mortgage advisor at FAB where he remained for 7 years. Zamran from an early age was inspired by Mohamed Ali and Lewis Hamilton. As Ali, Zamran hasn’t pulled his punches and like Hamilton, he hasn’t slowed down in his professional career.

True to his principles Zamran is committed to provide end to end services with 24*7 availability for clients and he strives day & night to make FCMB a well established and trustworthy brand in UAE.

vishwa

VISHWA GUNASEKERA

ADMINISTRATION EXECUTIVE

Callvishwa@fcmb.aeWhatsappFCMB on LinkedIn

Vishwa graduated from Edith Cowan University in Colombo, Sri Lanka, and embarked on a career in computer science. He began his professional journey at Summit Business Systems in 2020 and later progressed to PELA. Driven by aspirations for greater opportunities, Vishwa relocated to the UAE in 2023, securing a position at Berunda. Subsequently, he advanced in his career, transitioning to FCMB. Establishing himself as an executive administrator, Vishwa has remained dedicated to his role ever since. Inspired by a quote from Hamilton, he often reflects, "I'm constantly learning, and that's the way I want to be."

uraiah

URAIAH MONTENEGRO

ADMINISTRATION EXECUTIVE

Calluraiah@fcmb.aeWhatsappFCMB on LinkedIn

A bachelor degree holder of Southern Philippines Academy College with more than 4 years of experience in Customer Service as a billing specialist and travel expert back in the Philippines. Spent the next 4 years working for an insurance broker and moved to mortgage field (real estate) having more than 3 years of experience, mostly in administration and conveyancing process. Has established a very good relationship with banks, real estate broker, developer and clients. Aya is a very energetic and lively person who loves to talk and talk. Approachable in all manners. Very easy to deal with and very patient with each and every situation.


As the saying goes: Embrace your inner sparkler and let it shine.


Aya promises to give an excellent quality of service in each and every case. Will surely take care of clients when it comes to their needs and wants. Available to assist at any time, even on weekends!

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