BEST OFFERS
Employed Resident 3.78% | Self Employed Resident 4.10%
TODAY'S CURRENT EIBOR
On |
3.374370
One Week |
3.860020
One Month |
3.863650
Three Months |
4.164740
Six Months |
4.102470
TWELVE MONTHS |
4.749150
BEST OFFERS
Employed Resident 3.78% | Self Employed Resident 4.10%
TODAY'S CURRENT EIBOR
On |
3.374370
One Week |
3.860020
One Month |
3.863650
Three Months |
4.164740
Six Months |
4.102470
TWELVE MONTHS |
4.749150
what makes us what we are
ABOUT FCMB

Our Story

FCMB began with a clear purpose to redefine the mortgage experience for clients across the UAE. Founded by Zamran Zaharan, FCMB was created with one vision in mind to make mortgages accessible, transparent, and truly client focused. Zamran’s years in the real estate and mortgage sectors taught him that clients needed more than just options. They needed a trusted partner to guide them through every step. With this in mind, FCMB was established to provide seamless support, always putting people first.

At the heart of FCMB are our core values of Knowledge, Trust, and Loyalty. Licensed and regulated by the Dubai Economic Department and Dubai Land Department, we have grown into one of the UAE’s most trusted mortgage advisory firms, known for our commitment to excellence and integrity. Our team blends in-depth industry expertise with a personal touch, tailoring advice to meet each client’s unique needs. We see our role as more than finding the right mortgage. It is about building lasting relationships based on understanding, trust, and your financial peace of mind.

With FCMB, you have a team ready to support you 24/7, 365 days. We are here to make the journey smooth, transparent, and even enjoyable. Countless clients have succeeded in buying their dream homes with our help, and we are excited to be part of many more success stories. As we look ahead, our commitment to you remains steadfast. We strive to be the advisor you trust by bringing clarity and confidence to every step of your mortgage journey.

Our mission is to become the premier go-to local mortgage advisor in the UAE.

Winning Our Clients Trust

By fostering trust, loyalty and knowledge we have won the unassailable trust of our clients. Our clients trust us to execute mortgage transactions, provide and carry out innovative financial solutions on their behalf.

Professionals of the FCMB team has gained invaluable experience over the years advising on some of the toughest mortgage transactions in the UAE and as a team we are confident in providing mortgage solutions for even complex financing scenarios.

With our commitment to 24/7, 365 days a year client first service we have created a business that thrives on knowledge, trust and loyalty.

our commitment

Our Team

Zamran Zaharan

ZAMRAN ZAHARAN

Founder & CEO

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Zamran Zaharan is the visionary heart of FCMB, bringing over 18 years of expertise in banking, real estate, and mortgage advisory. His career began in Sri Lanka with roles at AMEX and HSBC, and he later held key positions in the UAE at Vakson Real Estate, Emirates NBD, and FAB. Known and admired for his commitment to going beyond traditional boundaries, Zamran finds genuine fulfilment in helping others achieve their goals.Inspired by the resilience of Muhammad Ali and the drive of Ayrton Senna, Zamran leads FCMB with both integrity and passion. His ability for transforming challenges into achievable solutions makes him invaluable, consistently turning the “undoable” into reality. Beyond his professional expertise, it’s his warmth and dedication to people that set him apart, building an environment where trust and collaboration thrive. Under his guidance, FCMB stands as a model of client-centred service and innovation, embodying Zamran’s deep commitment to excellence in every client interactions.

Sohan  De Silva

SOHAN DE SILVA

Director Channels and Business Development

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Sohan De Silva brings more than 20 years of experience across banking, sales, logistics, real estate, and business development, with a career shaped through respected organisations such at HSBC, Skynet Worldwide Express, and AX Capital Real Estate. Over the years, he has built his strengths around sales, client service, key account management, and, above all, creating relationships that last. At FCMB, Sohan enjoys bringing people together, working closely with the team internally while building strong, long-term partnerships with clients and business partners.

For Sohan, integrity and fairness are not just business values, they are the foundation of how he works. He believes that those who choose fairness will always stand out, and this principle guides the way he approaches every relationship. Beyond work, his two children are his greatest inspiration, reminding him each day to keep growing, do better, and lead by example.

Farasha Hamidon

FARASHA HAMIDON

Manager Channels and Business Development

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Farasha Hamidon brings over two decades of experience across banking, retail, legal operations, and business management, shaped by roles at HSBC, British Cosmetics, and Muve Conveyancing. Her career has given her a sharp eye for improving processes, solving problems, and making complex operations feel simple. At FCMB, Farasha combines analytical thinking with a strong service mindset, helping the team work more efficiently while ensuring clients receive a smooth, professional experience. Known for her adaptability and solution-focused approach, she values integrity, transparency, and teamwork, bringing consistency, structure, and thoughtful attention to every part of her role. 

Shalini Heenpelle

SHALINI HEENPELLE

Manager, Channels & Business Development

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Shalini Heenpelle brings 17 years of experience across client relationships, business growth, and corporate communications. Born and raised in Abu Dhabi with Sri Lankan roots, a defining part of her career has been leading annual report and corporate communication work for CSE-listed companies, closely coordinating with regulatory stakeholders and compliance teams. Her background in finance and accounting has shaped the way she approaches both clients and business. At FCMB, she works closely with clients, banking partners, and key stakeholders to support mortgage applications, marketing initiatives, and business growth, while ensuring clients feel understood and well supported throughout their journey.

Vishwa Gunasekera

VISHWA GUNASEKERA

Client Relations & Operations Executive

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Vishwa is the quiet strength behind FCMB’s operations, combining technical know-how with administrative skills. His journey started in Sri Lanka with a foundation in computer science and evolved through roles that sharpened his problem-solving and project management abilities. After moving to the UAE, he became an integral part of the FCMB team, known for his calm dedication and deep expertise. Though he’s often reserved, his knowledge speaks volumes, contributing to the seamless experience our clients appreciate. Vishwa believes in learning at every step, a quality that adds depth and reliability to his role

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