Last Updated: 02/01/2025
 
Welcome to First Choice Mortgage Broker. These Terms and Conditions outline the rules and regulations for the use of First Choice Mortgage Broker’s website and services. By accessing or using our services, you agree to comply with these terms. If you do not agree with these terms, please refrain from using our website.

1. Definitions

 
"We," "Us," and "Our" refer to First Choice Mortgage Broker, the provider of this website and related services.
 
"You" and "Your" refer to the user or visitor of our website.
 
"Services" include mortgage consultation, applications, tools, and other related offerings provided through this website.

2. Use of Website/ Eligibility 

• You must be at least 18 years of age and capable of entering into a legally binding agreement to use our website.
• You agree to use this website only for lawful purposes and in compliance with all applicable laws and regulations.
• Unauthorized use of the website may give rise to a claim for damages and/or be a criminal offense.

3. Mortgage Information

• The information provided on this website is for general informational purposes only and should not be construed as financial advice. We encourage you to consult with a financial advisor before making any decisions.
• Mortgage terms, rates, and conditions are subject to change without notice and may vary based on individual circumstances and lender policies.
• Final approval of a mortgage application is at the discretion of the lender.

4. Accuracy of Information

•  We strive to ensure the information on our website is accurate and up-to-date. However, we do not guarantee the accuracy, completeness, or reliability of any information provided.
• You are responsible for verifying any information before relying on it for decision-making purposes.

5. Third-Party Links

• Our website may include links to third-party websites. These links are provided for your convenience and do not signify our endorsement.
• We are not responsible for the content, terms, or privacy practices of third-party websites.

6. Limitation of Liability

•  We are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of this website or our services.
• We are not responsible for any loss or damage arising from inaccurate or incomplete information or delays in processing mortgage applications.
• We are not responsible for any loss or damage arising from system downtimes, third-party actions, or force majeure events. In case of delays in processing mortgage applications, we will do our best to address the issue but will not be held liable for any resulting inconvenience.

7. User Responsibilities

 
By accessing and using our website or services, you agree to:

• Provide accurate, current, and complete information when requested.
• Use our services solely for lawful and intended purposes.
• Avoid engaging in any activity that may harm, disrupt, or interfere with our website, services, or other users.
• Refrain from misrepresenting your identity or affiliation or conducting unauthorized access to any portion of our website.

8. Privacy

• Your use of our website is also governed by our Privacy Policy. By using our website, you consent to the terms outlined in the Privacy Policy.
• Your data will be processed and protected in accordance with our Privacy Policy. We are committed to safeguarding your personal information and complying with all relevant data protection regulations.

9. Intellectual Property

• All content on this website, including text, graphics, logos, and images, is the property of First Choice Mortgage Broker or its licensors.
• Unauthorized use of any content from our website may result in legal action.
• By submitting content (such as reviews, comments, or feedback) on our website, you grant us a non-exclusive, royalty-free license to use, display, and modify the content for marketing purposes. 
• By interacting with our social media channels, you agree to follow the platform’s terms of service and refrain from posting any harmful or misleading content related to our services.

10. Modification of Terms

• FCMB reserves the right to modify these Terms and Conditions at any time.
• Continued use of the website after changes have been made constitutes your acceptance of the new terms.
• We will notify you of any significant changes to these Terms and Conditions through a notice on our website or by email. Continued use of the website after changes are posted constitutes your acceptance of the updated terms.

11. Governing Law and Jurisdiction

 
These Terms and Conditions are governed by the laws of Dubai, United Arab Emirates. Any disputes arising from your use of this website will be subject to the exclusive jurisdiction of the courts in Dubai, UAE.
 

• In the event of a dispute, we encourage both parties to attempt resolution through informal discussions. If an amicable resolution is not reached, the dispute will be resolved under the laws of Dubai, UAE. Any legal proceedings will be subject to the exclusive jurisdiction of the courts in Dubai, UAE.

12. Contact Information

 
If you have any questions about these Terms and Conditions, please contact us at:
 
First Choice Mortgage Broker
 
Office #2512, DAMAC Smart Heights,
7 Al Nahar 2 St,  Barsha Heights, TECOM,
PO Box: 35633, Dubai, UAE
Tele: +971 4 578 8801
 
Phone: +971 50 603 6088
Email: mortgages@fcmb.ae
Website: https://fcmb.ae

For answers to common questions regarding our Terms and Conditions, mortgage services, or repayment schedules, please visit our FAQ page.