BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.24%
| Mortgage buyout from 3.99% fixed TODAY'S CURRENT EIBOR
On |
3.634680
One Week |
3.973780
One Month |
4.159740
Three Months |
4.364820
Six Months |
4.631080
TWELVE MONTHS |
4.603340
Buy-out Fee
The bank charges a penalty fee if a borrower settles the complete mortgage loan earlier than the stipulated tenor in the mortgage contract. This penalty is designed to minimize lost interest revenue due to early settlement for the bank on the mortgage loan. Central Bank of UAE regulations cap the fee at 1% of the amount repaid early, up to a maximum of AED 10,000 plus VAT (AED 10,500 incl. VAT). In case of an early settlement due to the sale of the property, some banks may exempt the borrower from early settlement fees, check with your bank or broker to see if you qualify.
Best Mortgage Rates in UAE
Last updated 4 Nov 2026
Employed Resident
3.89%
Fixed for 2 years
Thereafter
1.79% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.06% p.a.
Life Insurance - 0.0197% p.m
Employed Non Resident
4.28%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
4.24%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Non Resident
4.79%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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Knowledge Hub
07/11/2026
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7 Min Read
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07/11/2026
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10 Min Read
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