BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
4.245280
One Week |
4.318640
One Month |
4.277150
Three Months |
4.274670
Six Months |
4.359370
TWELVE MONTHS |
4.368850
Value Date |
17-03-2025
BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
4.245280
One Week |
4.318640
One Month |
4.277150
Three Months |
4.274670
Six Months |
4.359370
TWELVE MONTHS |
4.368850
Value Date |
17-03-2025
DSR/DBR (Debt Service Ratio/Debt Burden Ratio)
It is the portion of fixed monthly income used to pay monthly debt premiums (mortgage repayment, credit card payments, auto loan payments, etc.).
DSR = Total repayments for debt obligations / Monthly fixed Income.
UAE Central Bank regulations have mandated this ratio to be less than 50%.
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.89%
Fixed for 2 years
Thereafter
1.69% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.035% p.a.
Life Insurance - 0.0242% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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Knowledge Hub
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