BEST OFFERS
Employed Resident 3.94% | Self Employed Resident 3.99%
EIBOR RATES TODAY
On |
4.159870
One Week |
4.261260
One Month |
4.262360
Three Months |
4.338950
Six Months |
4.367350
TWELVE MONTHS |
4.357550
Value Date |
31-01-2025
BEST OFFERS
Employed Resident 3.94% | Self Employed Resident 3.99%
EIBOR RATES TODAY
On |
4.159870
One Week |
4.261260
One Month |
4.262360
Three Months |
4.338950
Six Months |
4.367350
TWELVE MONTHS |
4.357550
Value Date |
31-01-2025
DSR/DBR (Debt Service Ratio/Debt Burden Ratio)
It is the portion of fixed monthly income used to pay monthly debt premiums (mortgage repayment, credit card payments, auto loan payments, etc.).
DSR = Total repayments for debt obligations / Monthly fixed Income.
UAE Central Bank regulations have mandated this ratio to be less than 50%.
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.94%
Fixed for 3 years
Thereafter
1.5% + 3M EIBOR with a minimum floor rate of 1.99%
Property Insurance - 0.0525% p.a.
Life Insurance - 0.0112% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
3.99%
Fixed for 3 years
Thereafter
1.59% + 3M EIBOR with a minimum floor rate of 2.75%
Property Insurance - 0.0483% p.a.
Life Insurance - 0% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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Knowledge Hub
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