BEST OFFERS
Employed Resident 3.78% | Self Employed Resident 3.99%
EIBOR RATES TODAY
On |
3.405580
One Week |
3.626220
One Month |
3.596000
Three Months |
3.580520
Six Months |
3.616730
TWELVE MONTHS |
3.753450
Value Date |
24-02-2026
BEST OFFERS
Employed Resident 3.78% | Self Employed Resident 3.99%
EIBOR RATES TODAY
On |
3.405580
One Week |
3.626220
One Month |
3.596000
Three Months |
3.580520
Six Months |
3.616730
TWELVE MONTHS |
3.753450
Value Date |
24-02-2026
ESF (Early Settlement Fee)
The bank charges a penalty fee if a borrower settles the complete mortgage loan earlier than the stipulated tenor in the mortgage contract. This penalty is designed to minimize lost interest revenue due to early settlement for the bank on the mortgage loan. Central Bank of UAE regulations caps the fee at 1% of the amount replayed early with a maximum of AED10,000.
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.78%
Fixed for 2 years
Thereafter
1.89% + 6M EIBOR with a minimum floor rate of 3.24%
Property Insurance - 0.06% p.a.
Life Insurance - 0.035% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
3.99%
Fixed for 2 years
Thereafter
1.29% + 3M EIBOR
Property Insurance - 0.035% p.a.
Life Insurance - 0% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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