BEST OFFERS
Employed Resident 3.78% | Self Employed Resident 3.99%
EIBOR RATES TODAY
On |
3.405580
One Week |
3.626220
One Month |
3.596000
Three Months |
3.580520
Six Months |
3.616730
TWELVE MONTHS |
3.753450
Value Date |
24-02-2026
BEST OFFERS
Employed Resident 3.78% | Self Employed Resident 3.99%
EIBOR RATES TODAY
On |
3.405580
One Week |
3.626220
One Month |
3.596000
Three Months |
3.580520
Six Months |
3.616730
TWELVE MONTHS |
3.753450
Value Date |
24-02-2026
Mortgage smart definitions

FOL(Final/Facility Offer Letter)

After the evaluation of the property is completed and all pre-approval requirements are met, this document is generated by the bank. The FOL includes all binding terms & conditions presented by the bank to the borrower in order to complete the mortgage loan. Subject to fulfilling all conditions set by the bank and the borrower signs the FOL and associated mortgage contracts the case proceeds to disbursement of funds.

Best Mortgage Rates in UAE

Updated Daily
Employed Resident
Best Mortgage Rate
3.78%
Fixed for 2 years
Thereafter
1.89% + 6M EIBOR with a minimum floor rate of 3.24%
Property Insurance - 0.06% p.a.
Life Insurance - 0.035% p.m
For more info
Contact on whatsapp
Employed Non Resident
Best Mortgage Rate
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
For more info
Contact on whatsapp
Self Employed Resident
Best Mortgage Rate
3.99%
Fixed for 2 years
Thereafter
1.29% + 3M EIBOR
Property Insurance - 0.035% p.a.
Life Insurance - 0% p.m
For more info
Contact on whatsapp
Self Employed Non Resident
Best Mortgage Rate
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
For more info
Contact on whatsapp

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