BEST OFFERS
Employed Resident 3.70% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.575190
One Week |
3.675650
One Month |
3.754050
Three Months |
3.677600
Six Months |
3.641510
TWELVE MONTHS |
3.651410
Value Date |
16-12-2025
BEST OFFERS
Employed Resident 3.70% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.575190
One Week |
3.675650
One Month |
3.754050
Three Months |
3.677600
Six Months |
3.641510
TWELVE MONTHS |
3.651410
Value Date |
16-12-2025
Life Insurance
Life insurance is compulsory to obtain a mortgage in the UAE. If a borrower passes away or is permanently disabled the life insurance will kick in to pay off the outstanding mortgage balance.
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.70%
Fixed for 3 years
Thereafter
1.59% + 3M EIBOR with a minimum floor rate of 3.7%
Property Insurance - 0.0378% p.a.
Life Insurance - 0.02% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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