BEST OFFERS
Employed Resident 3.70% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.559090
One Week |
3.757580
One Month |
3.690620
Three Months |
3.474440
Six Months |
3.524770
TWELVE MONTHS |
3.613120
Value Date |
05-01-2026
BEST OFFERS
Employed Resident 3.70% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.559090
One Week |
3.757580
One Month |
3.690620
Three Months |
3.474440
Six Months |
3.524770
TWELVE MONTHS |
3.613120
Value Date |
05-01-2026
Mortgage smart definitions

Life Insurance

Life insurance is compulsory to obtain a mortgage in the UAE. If a borrower passes away or is permanently disabled the life insurance will kick in to pay off the outstanding mortgage balance.

Best Mortgage Rates in UAE

Updated Daily
Employed Resident
Best Mortgage Rate
3.70%
Fixed for 3 years
Thereafter
1.59% + 3M EIBOR with a minimum floor rate of 3.7%
Property Insurance - 0.0378% p.a.
Life Insurance - 0.02% p.m
For more info
Contact on whatsapp
Employed Non Resident
Best Mortgage Rate
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
For more info
Contact on whatsapp
Self Employed Resident
Best Mortgage Rate
4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
For more info
Contact on whatsapp
Self Employed Non Resident
Best Mortgage Rate
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
For more info
Contact on whatsapp

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