BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.928110
One Week |
4.178870
One Month |
4.067200
Three Months |
3.860370
Six Months |
3.796970
TWELVE MONTHS |
3.795040
Value Date |
17-10-2025
BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.928110
One Week |
4.178870
One Month |
4.067200
Three Months |
3.860370
Six Months |
3.796970
TWELVE MONTHS |
3.795040
Value Date |
17-10-2025

LTV (Loan to Value)
It is the value of the loan as a percentage of the value of the property.
LTV =( Loan Value/Property Value)*100
In mortgage and banking industries, FTV and LTV are used interchangeably.
Best Mortgage Rates in UAE
Updated Daily
Employed Resident

3.89%
Fixed for 2 years
Thereafter
1.69% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.035% p.a.
Life Insurance - 0.0159% p.m
Employed Non Resident

4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident

4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
Self Employed Non Resident

4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Calculate Your Mortgage Repayments more accurately.

Calculate your mortgage with ease using FCMB Mortgage Calculator.
Explore your eligibility and affordability of mortgages with the Best Mortgage Calculator in UAE.
LTV in %
Calculate Now
Calculate your repayment schedule with a click
Knowledge Hub

16/10/2025
-
5 Min Read
CLICK TO READ

31/07/2023
-
6 Min Read
CLICK TO READ

31/08/2022
-
6 Min Read
CLICK TO READ