BEST OFFERS
Employed Resident 3.79% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.422060
One Week |
3.595420
One Month |
3.651960
Three Months |
3.593690
Six Months |
3.556600
TWELVE MONTHS |
3.681820
Value Date |
02-02-2026
BEST OFFERS
Employed Resident 3.79% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.422060
One Week |
3.595420
One Month |
3.651960
Three Months |
3.593690
Six Months |
3.556600
TWELVE MONTHS |
3.681820
Value Date |
02-02-2026
Mortgage smart definitions

LTV (Loan to Value)

It is the value of the loan as a percentage of the value of the property.
LTV =( Loan Value/Property Value)*100
In mortgage and banking industries, FTV and LTV are used interchangeably.

Best Mortgage Rates in UAE

Updated Daily
Employed Resident
Best Mortgage Rate
3.79%
Fixed for 2 years
Thereafter
1.79% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.06% p.a.
Life Insurance - 0.0197% p.m
For more info
Contact on whatsapp
Employed Non Resident
Best Mortgage Rate
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
For more info
Contact on whatsapp
Self Employed Resident
Best Mortgage Rate
4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
For more info
Contact on whatsapp
Self Employed Non Resident
Best Mortgage Rate
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
For more info
Contact on whatsapp

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