BEST OFFERS
Employed Resident 3.78% | Self Employed Resident 3.99%
EIBOR RATES TODAY
On |
3.405580
One Week |
3.626220
One Month |
3.596000
Three Months |
3.580520
Six Months |
3.616730
TWELVE MONTHS |
3.753450
Value Date |
24-02-2026
BEST OFFERS
Employed Resident 3.78% | Self Employed Resident 3.99%
EIBOR RATES TODAY
On |
3.405580
One Week |
3.626220
One Month |
3.596000
Three Months |
3.580520
Six Months |
3.616730
TWELVE MONTHS |
3.753450
Value Date |
24-02-2026
Mortgage Loan
It is a legally binding contract between a borrower and a lender to buy, construct or renovate a building/property. A mortgage loan results when an individual doesn’t have all funds upfront to buy a property. The borrower will request funds from a lender to purchase the property. Until the borrowed funds and accrued interest is paid in full the lender will have a lien on the collateral property.
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.78%
Fixed for 2 years
Thereafter
1.89% + 6M EIBOR with a minimum floor rate of 3.24%
Property Insurance - 0.06% p.a.
Life Insurance - 0.035% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
3.99%
Fixed for 2 years
Thereafter
1.29% + 3M EIBOR
Property Insurance - 0.035% p.a.
Life Insurance - 0% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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