BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
4.206360
One Week |
4.280580
One Month |
4.283680
Three Months |
4.327410
Six Months |
4.243510
TWELVE MONTHS |
4.243710
Value Date |
03-04-2025
BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
4.206360
One Week |
4.280580
One Month |
4.283680
Three Months |
4.327410
Six Months |
4.243510
TWELVE MONTHS |
4.243710
Value Date |
03-04-2025
Stress Test
The stress test is designed to ascertain the ability of a borrower to repay a loan, also to protect borrowers from overburdening themselves with too much debt, and minimize risk in case interest rates rise in the future. The rate is usually 2-4% more than the market rate (This adjusted rate is referred to as the stress rate).
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.89%
Fixed for 2 years
Thereafter
1.69% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.035% p.a.
Life Insurance - 0.0242% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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Knowledge Hub
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6 Min Read
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