BEST OFFERS
Employed Resident 3.79% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.504190
One Week |
3.593350
One Month |
3.608450
Three Months |
3.495530
Six Months |
3.681660
TWELVE MONTHS |
3.628110
Value Date |
11-02-2026
BEST OFFERS
Employed Resident 3.79% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.504190
One Week |
3.593350
One Month |
3.608450
Three Months |
3.495530
Six Months |
3.681660
TWELVE MONTHS |
3.628110
Value Date |
11-02-2026
Stress Test Rate
This is the rate used in the stress test conducted by the bank. This is usually 2-4% more than the market rate. The stress test is designed to ascertain
a) The ability of the borrower to repay the loan
b) Protect borrowers from overburdening themselves with too much debt
c) Minimize risk in case interest rates rise in the future.
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.79%
Fixed for 2 years
Thereafter
1.79% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.06% p.a.
Life Insurance - 0.0197% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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