BEST OFFERS
Employed Resident 3.78% | Self Employed Resident 3.99%
EIBOR RATES TODAY
On |
3.405580
One Week |
3.626220
One Month |
3.596000
Three Months |
3.580520
Six Months |
3.616730
TWELVE MONTHS |
3.753450
Value Date |
24-02-2026
BEST OFFERS
Employed Resident 3.78% | Self Employed Resident 3.99%
EIBOR RATES TODAY
On |
3.405580
One Week |
3.626220
One Month |
3.596000
Three Months |
3.580520
Six Months |
3.616730
TWELVE MONTHS |
3.753450
Value Date |
24-02-2026
Stress Test Rate
This is the rate used in the stress test conducted by the bank. This is usually 2-4% more than the market rate. The stress test is designed to ascertain
a) The ability of the borrower to repay the loan
b) Protect borrowers from overburdening themselves with too much debt
c) Minimize risk in case interest rates rise in the future.
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.78%
Fixed for 2 years
Thereafter
1.89% + 6M EIBOR with a minimum floor rate of 3.24%
Property Insurance - 0.06% p.a.
Life Insurance - 0.035% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
3.99%
Fixed for 2 years
Thereafter
1.29% + 3M EIBOR
Property Insurance - 0.035% p.a.
Life Insurance - 0% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Calculate Your Mortgage Repayments more accurately.
Calculate your mortgage with ease using FCMB Mortgage Calculator.
Explore your eligibility and affordability of mortgages with the Best Mortgage Calculator in UAE.
Calculate Now
Calculate your repayment schedule with a click
Knowledge Hub
16/10/2025
-
5 Min Read
CLICK TO READ
31/07/2023
-
6 Min Read
CLICK TO READ
31/08/2022
-
6 Min Read
CLICK TO READ
