BEST OFFERS
Employed Resident 3.79% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.422060
One Week |
3.595420
One Month |
3.651960
Three Months |
3.593690
Six Months |
3.556600
TWELVE MONTHS |
3.681820
Value Date |
02-02-2026
BEST OFFERS
Employed Resident 3.79% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.422060
One Week |
3.595420
One Month |
3.651960
Three Months |
3.593690
Six Months |
3.556600
TWELVE MONTHS |
3.681820
Value Date |
02-02-2026
Stress Test Rate
This is the rate used in the stress test conducted by the bank. This is usually 2-4% more than the market rate. The stress test is designed to ascertain
a) The ability of the borrower to repay the loan
b) Protect borrowers from overburdening themselves with too much debt
c) Minimize risk in case interest rates rise in the future.
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.79%
Fixed for 2 years
Thereafter
1.79% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.06% p.a.
Life Insurance - 0.0197% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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