BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.19%
| Mortgage buyout from 3.99% fixed TODAY'S CURRENT EIBOR
On |
3.593720
One Week |
4.148240
One Month |
4.144580
Three Months |
4.226200
Six Months |
4.565430
TWELVE MONTHS |
4.722220
Variable Rate Mortgage
A variable-rate mortgage is a loan where the interest rate of the loan is variable from the start. The value of the variable rate is determined by referencing a benchmark rate. In the UAE, EIBOR is used as a benchmark to determine the variable rate. E.g. Variable rate = 3Month EIBOR rate + 2% mark up. I.e. if the 3Month EIBOR rate is 4.4% then the variable rate will be 6.4%. Usually, the variable rate is determined by referencing the benchmark rate on the day the repayment is calculated.
Best Mortgage Rates in UAE
Last updated 12 Oct 2026
Employed Resident
3.89%
Fixed for 2 years
Thereafter
1.79% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.06% p.a.
Life Insurance - 0.0197% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
4.19%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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