BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.19%
| Mortgage buyout from 3.99% fixed
TODAY'S CURRENT EIBOR
On |
3.593720
One Week |
4.148240
One Month |
4.144580
Three Months |
4.226200
Six Months |
4.565430
TWELVE MONTHS |
4.722220
Mortgage smart definitions

BUA / Built-Up Area

BUA stands for Built-Up Area. It refers to the total floor area of a property. This usually includes the internal areas of the property, such as bedrooms, bathrooms, corridors, storage rooms, and enclosed balconies.

In the UAE, the BUA is commonly used by banks and valuers when assessing the size of a property for mortgage purposes. It is also the area often shown on the title deed and used to calculate the price per square foot when comparing properties.

Best Mortgage Rates in UAE

Last updated 12 Oct 2026
Employed Resident
Best Mortgage Rate
3.89%
Fixed for 2 years
Thereafter
1.79% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.06% p.a.
Life Insurance - 0.0197% p.m
For more info
Contact on whatsapp
Employed Non Resident
Best Mortgage Rate
4.19%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
For more info
Contact on whatsapp
Self Employed Resident
Best Mortgage Rate
4.19%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
For more info
Contact on whatsapp
Self Employed Non Resident
Best Mortgage Rate
4.19%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
For more info
Contact on whatsapp

Calculate Your Mortgage Repayments more accurately.

Calculate Now
Calculate your repayment schedule with a click
Call NowTalk on whatsapp