BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.19%
| Mortgage buyout from 3.99% fixed TODAY'S CURRENT EIBOR
On |
3.593720
One Week |
4.148240
One Month |
4.144580
Three Months |
4.226200
Six Months |
4.565430
TWELVE MONTHS |
4.722220
Deferred Purchase Price
Deferred Purchase Price refers to the portion of a property’s price that is not paid upfront and is instead settled over time through agreed instalments. In UAE, this is commonly used in Islamic home financing structures such as Murabaha, where the bank sells the property at a total price (cost plus profit) and allows the customer to pay it gradually.
This means the customer does not pay the full property value at the time of purchase but continues paying the remaining balance throughout the tenor as part of their monthly obligation
Best Mortgage Rates in UAE
Last updated 12 Oct 2026
Employed Resident
3.89%
Fixed for 2 years
Thereafter
1.79% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.06% p.a.
Life Insurance - 0.0197% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
4.19%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.89% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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