Green Mortgage / Green Home Loan

A home loan offered at preferential rates or reduced fees for properties that meet recognized green building standards. In the UAE, eligible properties typically hold a LEED (Leadership in Energy and Environmental Design) certification at Gold or Platinum level, a BREEAM rating of 'Very Good' or above, or equivalent certifications such as Estidama, WELL Building Standard, or GSAS (Global Sustainability Assessment System).

Multiple UAE banks now offer and benefits vary by bank but can include discounted interest rates reduced arrangement fees, and other incentives. The product is aligned with the UAE's sustainability agenda and is particularly relevant for buyers of certified developments such as The Sustainable City in Dubai.