BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
4.232870
One Week |
4.427350
One Month |
4.311470
Three Months |
4.224810
Six Months |
4.147680
TWELVE MONTHS |
4.348510
Value Date |
11-07-2025
BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
4.232870
One Week |
4.427350
One Month |
4.311470
Three Months |
4.224810
Six Months |
4.147680
TWELVE MONTHS |
4.348510
Value Date |
11-07-2025
mortgage calculator

Overpayment / Partial Prepayment / Prepayment

Refers to the payments made in addition to the regular monthly mortgage instalment (EMI). This helps reduce the principal loan balance faster and lowers the total interest paid over time. Many banks allow borrowers to make partial prepayments up to a certain limit annually without penalties. However, once this limit is exceeded, banks usually impose a penalty to compensate for lost interest income. Under UAE Central Bank regulations, penalty fees are capped at 1% of the prepaid amount, with a maximum limit of AED 10,000.

Best Mortgage Rates in UAE

Updated Daily

Employed Resident
Best Mortgage Rate
3.89%
Fixed for 2 years
Thereafter
1.69% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.035% p.a.
Life Insurance - 0.0159% p.m
For more info
Contact on whatsapp
Employed Non Resident
Best Mortgage Rate
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
For more info
Contact on whatsapp
Self Employed Resident
Best Mortgage Rate
4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
For more info
Contact on whatsapp
Self Employed Non Resident
Best Mortgage Rate
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
For more info
Contact on whatsapp

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