BEST OFFERS
Employed Resident 3.79% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.374810
One Week |
3.511510
One Month |
3.569360
Three Months |
3.558900
Six Months |
3.589000
TWELVE MONTHS |
3.687870
Value Date |
19-02-2026
BEST OFFERS
Employed Resident 3.79% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
3.374810
One Week |
3.511510
One Month |
3.569360
Three Months |
3.558900
Six Months |
3.589000
TWELVE MONTHS |
3.687870
Value Date |
19-02-2026
Freezone ID
Freezone ID simply means your UAE residency visa is sponsored by a company that is registered in one of the UAE’s free zones
In the UAE, companies are either registered on the mainland or within designated free zones. When an individual is employed by a free zone company, their visa and employment records fall under the relevant free zone authority rather than the mainland labour system.
Banks consider this information when reviewing a mortgage application, as it helps them understand the applicant's employment when a customer has a golden visa
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.79%
Fixed for 2 years
Thereafter
1.79% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.06% p.a.
Life Insurance - 0.0197% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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