BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
4.116960
One Week |
4.461560
One Month |
4.329200
Three Months |
4.309900
Six Months |
4.086870
TWELVE MONTHS |
4.069600
Value Date |
31-07-2025
BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
4.116960
One Week |
4.461560
One Month |
4.329200
Three Months |
4.309900
Six Months |
4.086870
TWELVE MONTHS |
4.069600
Value Date |
31-07-2025
Post-introductory (follow-on) rate
It is the interest rate applied after the fixed-rate (introductory) period ends. In the UAE, most banks offer a fixed rate for 1–5 years, after which the rate shifts to a variable (floating) rate based on EIBOR + the bank’s margin. This follow-on rate is reviewed periodically, depending on the bank’s policy and market conditions.
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.89%
Fixed for 2 years
Thereafter
1.69% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.035% p.a.
Life Insurance - 0.0159% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
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Knowledge Hub
31/07/2023
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6 Min Read
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31/08/2022
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6 Min Read
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