BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
4.232870
One Week |
4.427350
One Month |
4.311470
Three Months |
4.224810
Six Months |
4.147680
TWELVE MONTHS |
4.348510
Value Date |
11-07-2025
BEST OFFERS
Employed Resident 3.89% | Self Employed Resident 4.10%
EIBOR RATES TODAY
On |
4.232870
One Week |
4.427350
One Month |
4.311470
Three Months |
4.224810
Six Months |
4.147680
TWELVE MONTHS |
4.348510
Value Date |
11-07-2025
Post-introductory (follow-on) rate
It is the interest rate applied after the fixed-rate (introductory) period ends. In the UAE, most banks offer a fixed rate for 1–5 years, after which the rate shifts to a variable (floating) rate based on EIBOR + the bank’s margin. This follow-on rate is reviewed periodically, depending on the bank’s policy and market conditions.
Best Mortgage Rates in UAE
Updated Daily
Employed Resident
3.89%
Fixed for 2 years
Thereafter
1.69% + 3M EIBOR with a minimum floor rate of 2.49%
Property Insurance - 0.035% p.a.
Life Insurance - 0.0159% p.m
Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Self Employed Resident
4.10%
Fixed for 3 years
Thereafter
1.75% + 3M EIBOR with a minimum floor rate of 1.75%
Property Insurance - 0.03325% p.a.
Life Insurance - 0.03% p.m
Self Employed Non Resident
4.19%
Fixed for 3 years
Thereafter
1.99% + 3M EIBOR with a minimum floor rate of 2.24%
Property Insurance - 0.05% p.a.
Life Insurance - 0.0102% p.m
Calculate Your Mortgage Repayments more accurately.
Calculate your mortgage with ease using FCMB Mortgage Calculator.
Explore your eligibility and affordability of mortgages with the Best Mortgage Calculator in UAE.
LTV in %
Calculate Now
Calculate your repayment schedule with a click
Knowledge Hub
31/07/2023
-
6 Min Read
CLICK TO READ
31/08/2022
-
6 Min Read
CLICK TO READ
